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Human Resources  |  Benefits  |  Long Term Disability (LTD) Insurance

Long Term Disability (LTD) Insurance

If illness or injury leaves you unable to continue working, UNM offers long-term disability insurance (LTD) through Standard Insurance Company. This plan helps to replace a portion of your income due to total disability. UNM contributes a percentage of your LTD premium based on your appointment percent and annualized salary. See UNM's Contribution to the Cost of Insurance for more information.

Review The Standard Long Term Disability (LTD) Insurance Booklet for plan information and details on pre-existing condition exclusions.

To enroll in AD&D, visit www.standard.com/enroll. For login help, see the First Time Logon Instructions at Standard's enrollment website.

Online Enrollment, Beneficiary Designation, and Plan Information

The Standard's Enrollment/Member website is provided for UNM employees to complete enrollment Life, Accidental Death & Dismemberment, Long-Term Disability, and Short-Term Disability Insurance plans. Through this site, employees may also view current coverage, review and update beneficiaries, view certificates of coverage, and access other Standard resources.

Enrollment - Only Online

Employee Access to View and Update Coverage

Offered online or telephonic (Must complete initial login process listed above under Enrollment or call Standard Customer Service line at 1-800-759-8702)

Employees may:

  • View current enrollment and request enrollment changes to add, drop, increase, or decrease coverage levels
  • View and update beneficiaries (Online option only, employees are responsible for updating beneficiary information)
  • View Certificates of Coverage, other plan document information, and access cost calculation tools

Standard Insurance Company Contact Information