In mid to late February 2019, UNM will mail you a Form 1095-C providing information about the UNM medical coverage you had or were offered during 2018. Similar to the W-2 and 1099 forms, which include information about the income you received, this health care form provides information that may be helpful when filing your individual 2018 income taxes.
The Form 1095-C is used to verify that you, your spouse, and any dependents, if applicable, had coverage for each month you were enrolled in UNM’s medical plan in 2018.
UNM will mail the Form 1095-C to employees who are required by the IRS to receive the form.
Remember to confirm that we have your current mailing address by logging in to LoboWeb.
Similar to the 2017 tax year, the IRS has extended the deadline from Jan. 31 to March 4, 2019 for employers to issue 2018 1095-C Forms to their employees. See IRS Notice 2018-94.
While the information on the Form 1095-C may assist you in preparing your tax returns, it is not necessary to wait to receive this form from UNM to file your individual income tax return.
IRS guidance allows individuals who do not receive the Form 1095-C before filing their tax returns to verify insurance coverage by using other forms of documentation, including:
- Insurance cards
- Explanation of benefits
- Statements from your insurer
- W-2 or payroll statements reflecting health insurance deductions
- Other statements indicating that you, or a member of your family, had health care coverage
Based on IRS guidance, you do not need to attach the Form 1095-C or any of the alternative documentation you used to verify your medical coverage to your tax return. Keep the Form 1095-C and other documentation with your important tax records.
The Division of Human Resources cannot provide tax advice and recommends you speak with your tax advisor if you have any questions regarding filing your income tax return.
For additional questions, call 277-MyHR (6947) and one of our HR Service Representatives will assist you.