Medicare Eligible Retirees Open Enrollment

About Open Enrollment

Open Enrollment is the time when Medicare-eligible retirees and employees retiring and turning age 65 before Jan. 1, 2020 can make changes to their existing Medical and Dental enrollments for themselves and their enrolled Medicare-eligible dependents.

Open Enrollment is also when Pre-65 retirees can make changes to medical and dental enrollment for their enrolled dependents who are age 65 or older.

Open Enrollment is scheduled to begin Monday, Oct. 21 and ends Friday, Nov. 8 at 5 p.m., with plan changes effective Jan. 1, 2020. If you do not make changes during this time, you must wait until the next Medicare-eligible Open Enrollment or you experience a Qualifying Change in Status event.

To continue your existing coverage in 2020, no action is required on your part.

Packets containing an Open Enrollment Guide and an Open Enrollment Form with Instructions were mailed to all Medicare-Eligible Retirees approximately two weeks prior to Open Enrollment. If you did not receive the mailed Open Enrollment materials or have questions, call 505.277.MyHR (6947).

If you wish to make changes to your 2020 existing coverage, follow the instructions provided in your Open Enrollment packet.

Following annual Open Enrollment, we recommend you contact the Bursar’s Office at 505.277.5363 to ensure your Automatic Bill Payment is set up correctly to allow for your Jan. 1 premium increases.

Open Enrollment Materials

Medical and Prescription Drug

Plan Changes Plan Details

AARP Medicare Supplement Insurance Plans F, G, and N and Medicare RX Preferred, Walgreens, and Saver Plus Prescription Drug Plans (PDPs)

Underwritten by UnitedHealthcare

See applicability requirement.
  • No plan design changes*
  • Increase to plan rates
 See page 63 for plan details

Aetna Medicare Advantage PPO ESA (Extended Service Area) Plan

With in-network providers nationwide and urgent/emergency care worldwide.
  • No plan design changes*
  • Increase to plan rates
 See page 47 for plan details

BlueCross BlueShield NM Medicare Advantage HMO Plan I (Enhanced) and Plan II (Standard)

With in-network providers in New Mexico and urgent/emergency care worldwide.

  • No plan design changes*
  • Increase to plan rates
 See page 17 for plan details

Humana Medicare Advantage PPO Plan

With in-network and out-of-network providers nationwide and urgent/emergency care worldwide.
  • No plan design changes*
  • Increase to plan rates
 See page 37 for plan details

Presbyterian Medicare Advantage HMO-POS Premier or Select Plans

With in-network providers in New Mexico, out-of-network providers in states outside New Mexico, and urgent/emergency care worldwide.

  • No plan design changes*
  • Increase to plan rates
 See page 27 for plan details

*Centers for Medicare and Medicaid Services (CMS) annually updates the Part D Prescription Drug Catastrophic limits, so all plans offered are required to adhere to such changes.

Compare plan changes with 2019 Medical Plans.

Dental

There are no changes to the plan design or rates for Jan. 1 through June 30, 2020. The Dental Plan Year is reevaluated on a fiscal year basis and changes to plan design and rates are possible effective July 1 of each year.

Read about UNM’s Medicare-Eligible Retiree Dental insurance plan through Delta Dental of New Mexico.

Life Insurance

Effective July 1, 2019, UNM transitioned Retiree Life insurance coverage from The Standard Insurance Company to The Hartford for the same level of benefits – this means no plan design changes and new lower premium rates. Read about UNM’s Medicare-Eligible Life Insurance plan through The Hartford.

If you are already enrolled in this benefit with The Standard, your benefit was automatically rolled over to The Hartford. Changes can be made during Open Enrollment using the Retiree Decrease or Cancel Coverage Change Form.

Community Meetings and Vendor Fair

Community Meetings and a Vendor Fair will be held to discuss the benefit plan changes for CY20 and answer questions from the UNM community.

If you have more questions about your UNM benefits, attend the Vendor Fair or Community Meeting, conveniently scheduled across UNM campuses.

If you have questions about this event, contact Benefits at 505.277.MyHR (6947).

Need Assistance?

Need assistance with any of the following?

  • Make changes to your benefits
  • Update your mailing address on file with UNM
  • You believe you are eligible for this Open Enrollment but did not receive a packet

Call 505.277.MyHR (6947) and ask to speak with a Benefits representative.

 

AARP Plan Applicability Statement

An AARP Medicare Supplement Insurance Plan (F, G, or N) underwritten by UnitedHealthcare and an AARP MedicareRx (Preferred, Walgreens, or Saver Plus) PDP MUST be purchased together and enrollment maintained continuously in both plans for UNM’s premium contribution to be applicable. AARP Medicare Supplement Plans F, G, and N are available in all states with the exception of MA, MN, and WI. In MA, MN, and WI, alternate AARP Medicare Supplement plans are available. AARP MedicareRx Preferred, Walgreens, and Saver Plus PDP are available in all states.

Retirees and dependents who change their primary state of residence must re-enroll directly with UnitedHealthcare in an AARP Medicare Rx PDP in their new state of residence and must also notify the UnitedHealthcare Medicare Supplement Department. However, these participants can maintain their AARP Medicare Supplement Plan F, G, or N (or alternate AARP Medicare Supplement Plan for MA, MN, and WI) from state to state. Note: PO Boxes can only be used as a mailing address, not as a permanent address.

(Some states, including New Mexico, do not mandate Medicare supplement insurance coverage for pre-65 Medicare-eligible individuals. As a result, Medicare supplement plan availability will vary by state. Contact UnitedHealthcare at 866.425.6523 for more information regarding AARP Medicare supplement plan availability for pre-65 Medicare-eligible retirees and dependents.)