Open Enrollment is the time when Medicare-eligible retirees and employees retiring and turning age 65 before Jan. 1, 2025, can make changes to their existing Medical and Dental enrollments for themselves and their Medicare-eligible dependents.
Open Enrollment is also when Pre-65 retirees can make changes to medical enrollment for their enrolled dependents who are age 65 or older. (See page 6 of the Open Enrollment Guide)
Open Enrollment is scheduled to begin Monday, Oct. 21 and will be extended through Friday, Nov. 15, with plan changes effective Jan. 1, 2025. If you do not make changes during this time frame, you must wait until the next Medicare-eligible Open Enrollment or you experience a Qualifying Change in Status event.
To continue existing coverage for yourself and dependent(s) in 2025, no action is required on your part.
Packets containing a 2025 Medicare Eligible Open Enrollment Guide and a 2025 Open Enrollment Form with Instructions were mailed to all Medicare-Eligible Retirees in October, prior to Open Enrollment. If you did not receive the mailed Open Enrollment materials or have questions, email Benefits & Employee Wellness at hrbenefits@unm.edu or call your Benefits Representative at the number below, according to the first letter of the Retiree’s last name.
If you wish to make changes to your existing 2024 coverage, follow the instructions provided in the Open Enrollment packet mailed to you, or in the Guide, Instructions & Form linked on this webpage.
Following annual Open Enrollment, we recommend you contact the Bursar’s Office at 505.277.5363 to ensure your Automatic Bill Payment is set up correctly to allow for your Jan. 1 premium increases.
NEW IN 2025 – Notice of important change to Medicare Part D coverage under the Inflation Reduction Act (IRA)
What is the Inflation Reduction Act (IRA)? The IRA was signed into law in 2022 and impacts all Medicare Part D plans (both Medicare Advantage and Prescription Drug Plans (PDP) are impacted).
What does this mean? Effective January 1, 2025:
UNM continues to offer the following Medicare Advantage Plans, Medicare Supplement Plans with Part D Rx, and Dental Plans to eligible retirees and dependents in 2025.
| Plan | Notice of Change | Plan Details |
|---|---|---|
AARP Medicare Supplement Insurance Plans F, G, and N and Medicare RX Preferred and Saver Prescription Drug Plans (PDPs)Underwritten by UnitedHealthcare |
|
See pages 88-112 for plan details |
Aetna Medicare Advantage PPO ESA (Extended Service Area) PlanWith in-network providers nationwide and urgent/emergency care worldwide. |
|
See page 73-87 for plan details |
BlueCross BlueShield NM Medicare Advantage HMO Plan I (Enhanced) and Plan II (Standard)With in-network providers in New Mexico and urgent/emergency care worldwide. |
|
See page 32-43 for plan details |
Humana Medicare Advantage PPO PlanWith in-network and out-of-network providers nationwide and urgent/emergency care worldwide. |
|
See page 57-72 for plan details |
Presbyterian Medicare Advantage HMO-POS Premier or Select PlansWith in-network providers in New Mexico, out-of-network providers in states outside New Mexico, and urgent/emergency care worldwide |
|
See page 44-56 for plan details |
There are no changes to the plan design or rates for Jan. 1 through June 30, 2025. The Dental Plan Year is reevaluated on a fiscal year basis and changes to plan design and rates are possible effective July 1 of each year.
Read about UNM’s Medicare-Eligible Retiree Dental insurance plan through Delta Dental of New Mexico.
Read about UNM’s Medicare-Eligible Life Insurance plan through The Hartford. Changes can be made any time using the Retiree Decrease or Cancel Coverage Change Form.
Pre-recorded virtual presentations are being offered by the plans’ insurance carriers to discuss the plan benefits for 2025 and answer questions from UNM retirees and their dependents. Family and friends are also welcome to attend.
| Medicare Plan Provider |
Vendor Contact Information |
Pre-Recorded Presentation |
|---|---|---|
|
UnitedHealthcare for AARP plans (Medicare Supplement Insurance and MedicareRx Plans) |
UnitedHealthcare/AARP Medicare Supplemental Plans: Phone: 1-800-545-1797, Monday - Friday 9 a.m. - 1 a.m. MT; Saturday 11 a.m. - 7 p.m. MT. Online: https://www.aarpmedicareplans.com/shop/medicare-supplement-plans.html
UnitedHealthcare/AARP Medicare Part D Rx Plans: Phone: 1-888-556-7049, Monday - Sunday 8 a.m. - 8 p.m. MT. Online: https://www.aarpmedicareplans.com/shop/prescription-drug-plans.html
|
Coming Soon |
|
Aetna (Medicare Advantage PPO ESA Plan) |
Pre-Enrollment Questions: Medical and Rx Toll Free 800-307-4830, TTY 711 Aetna Members: Medical and Rx Toll Free 888-267-2637, TTY 711 Online: www.aetnamedicare.com |
Not Available |
|
BCBS (Medicare Advantage HMO Plans) |
Customer Service: Toll Free 877-299-1008, TTY/TTD 711 Education/Plan Information Line: 877-842-7564 Online: www.bcbsnm.com/medicare |
Coming Soon |
|
Humana (Medicare Advantage PPO Plan) |
Customer Service: Toll Free 866-396-8810, TTY: 711, Monday-Friday,6 a.m. - 7 p.m. MT Pharmacy Mail Order: Toll Free 800-379-0092, TTY: 711, Monday-Friday,6 a.m. - 9 p.m., and Saturday, 6 a.m. - 4:30 p.m. MT Specialty Pharmacy: Toll Free 800-486-2668, TTY: 711, Monday-Friday,6 a.m. - 9 p.m. and Saturday, 6 a.m. - 4:30 p.m. MT Online: www.humana.com and www.centerwellpharmacy.com |
Click here for presentation |
|
Presbyterian (Medicare HMO-POS Advantage Plans) |
Presbyterian Customer Service |
Coming Soon |
Need assistance with any of the following?
Contact a Benefits Representative – email and phone numbers are listed above.
