Published to Newsletter on Dec 16, 2025
Everyone knows why they need a W-2 for filing their taxes but many don't know why we need the 1095-C. The Affordable Care Act (ACA) requires UNM to provide the 1095-C Form to all full-time employees whether or not they were eligible for medical coverage. It is also required for all employees who are enrolled in UNM’s medical plans.
The Form 1095-C is not required for you to file your taxes and is for record purposes only. It lists the months you were a full-time employee, if you were eligible for UNM medical coverage, and what months you were enrolled.
You have the option to receive an electronic copy of your 1095-C as well as an electronic copy of your Form W-2. If you opt in for electronic delivery, you will be able to access your 1095-C on Jan. 31.
Paper forms will no longer be mailed automatically, but eligible employees who do not opt in for electronic delivery may request a 2025 paper form, which will be mailed by Jan 31 or within 30 days of your request, whichever is later.
Questions? Contact UNM Payroll at pay@unm.edu or Benefits & Employee Wellness at 505.277.6947 or HRBenefits@unm.edu.
Tags: Benefits
