About the Plans
Medicare-Eligible Retirees (age 65 and older) are eligible to retain the same dental plan they had before turning 65; however, they are responsible for 70% of the total premium.
Delta Dental PPO is a lower premium plan offering Delta Dental PPO Network dentists at the most discounted Maximum Approved Fees.
Delta Dental Premier, a higher premium plan, gives you the option to use the Delta Dental Premier Network and PPO Networks. This allows you to maximize the value of your dental coverage by choosing a Premier Network dentist who also participates in the PPO network.
Employees hired on or before June 30, 2015 who meet VEBA-eligibility criteria may elect to enroll in UNM retiree medical benefits at retirement. To access these benefits, a potential retiree must meet the criteria of University Administrative Policy 3600, Section 3.1.
Employees hired on or after July 1, 2015 are not eligible for UNM retiree medical and dental benefits.
When and How to Make Changes to Your Dental Coverage
Medicare-Eligible Retirees have the following opportunities to make changes:
- During the annual Open Enrollment period, typically held in October/November, make changes to existing coverage by completing the Open Enrollment Change Form.
- When you experience a Qualifying Change in Status, make changes to existing coverage via the Retiree Medical and Dental Change Form.
If you are enrolling dependents, be prepared to provide “proof documentation”. Some Examples of Dependent Proof Documents are available here. Deadlines for submission of these documents vary in accordance with the enrollment opportunities listed above.
Using Your Dental Benefits
Find a Delta Dental Dentist.
Make an appointment with your chosen dentist office, inform them you are a Delta Dental member, and provide your UNM Banner ID number (not your social security number).
For out-of-state services, contact Delta Dental directly for coordination and processing of claims.