Eligibility to Enroll
Employees hired into a benefits-eligible position are eligible to complete their benefits enrollment as of the first day in their benefits-eligible position.
Eligible employees must complete their benefits enrollment within a 60-day enrollment period (60 calendar days), starting with the date of hire into their new position.
For Enrollment details, visit the Enrollment page.
Benefits Effective Date
Medical: Newly benefits-eligible employees have two options when enrolling for medical coverage:
Dental, Vision, Flexible Spending Accounts, Life Insurance*, Accidental Death & Dismemberment, Disability* and Long-Term Care Insurance benefit elections are effective the first day of the month after they have been received and approved by the Benefits Department.
*May be subject to approval by The Hartford Life, AD&D and Disability insurance company
If your spouse and/or child has health coverage as a UNM employee, UNM graduate student, Resident Physician or UNM Affiliate (such as UNM Medical Group, UNM Rainforest Innovations or UNM Hospital Consolidated Group), he/she may not enroll as your dependent while he/she remains an covered under one of these UNM health plans (medical, dental and/or vision) . Likewise, if both you and your spouse/domestic partner work for UNM and are covered as employees, your child(ren) may only be enrolled as dependents under one employee.
If a dependent no longer meets the listed eligibility requirements, you must dis-enroll your ineligible dependent within 60 calendar days from the date your dependent loses eligibility. Contact HRBenefits@unm.edu to instructions on removing ineligible dependents.
All employees and Pre-65 retirees with dependents (spouse/domestic partner and/or children) enrolled in a UNM health benefit plan will be required to provide documents to prove dependent eligibility. Dependent verification documents will be reviewed and upon approval your dependents will be added to your coverage. Failure to provide proof of dependent eligibility upon request may result in the cancellation of dependent coverage.
Examples of proof documents required include but are not limited to:
Provide copies of proof documents to Benefits & Employee Wellness via upload to the Secure Document Submission upload portal or fax to 505-277-2278. You may also submit documentation to the UNM HR Service Center, located at 1700 Lomas Blvd NE, Suite 1400.
If you enroll your dependent in a UNM Medical Plan, dependent social security numbers are required in order to meet IRS requirements and may be requested by UNM Medical vendor or UNM Benefits & Employee Wellness to satisfy this requirement . For more details, see Collection of Dependent Social Security Numbers for Affordable Care Act (ACA) Reporting Purposes located below.
Collection of Dependent Social Security Numbers for Affordable Care Act (ACA) Reporting Purposes
The Affordable Care Act (ACA), also referred to as Healthcare Reform, requires UNM to report to the IRS all individuals enrolled in any of the UNM Medical Plans. The IRS requires UNM to provide the Social Security Numbers (SSNs) of each individual enrolled in the UNM Medical Plans. In order to meet the new reporting requirements, Alight’s Dependent Eligibility Verification Center will solicit dependent SSNs during the Dependent Verification process.
Please comply with the request for dependent SSNs, as UNM is subject to substantial penalty for failure to comply with the new reporting requirements. Should you need assistance or have questions about Dependent Eligibility Verification, you can contact Alight’s Dependent Verification Center at 800-725-5810.
