2021 OPEN ENROLLMENT IS CLOSED
You are only able to make changes to your current retiree benefit plan elections during the annual Open Enrollment period unless you experience a Qualifying Change in Status event.
Learn more about Qualifying Change in Status
If illness or injury leaves you unable to continue working, LTD insurance through The Hartford, replaces a portion of your income due to the occurrence of total disability.
Long-Term Disability is a voluntary benefit and UNM contributes toward your cost of the contribution of LTD insurance.